The quotes we give do not have a deductible as our network has stopped providing this option. Previously when this was an option the price difference between having a deductible was also not worth it in our opinion.
There are, however, a couple cases where you will have to pay an excess. The first case the excess will be about 1-2000 THB, and this is in the case you are making a claim with your first class insurance policy and the insurance company deems that the various damages came from more than one incident. The other is if you want to claim various scratches all around and repaint the whole car. In this case the excess will be approximately 5-10,000 THB.