[bwla_faq faq_category="insurance-types" taxonomy_info="0" orderby="menu_order" order="ASC" sbox="1" list="1"/]
Please see the differences on the insurance page here.
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Collision insurance offers coverage primarily on paint and body work caused from a collision as well as other medical coverage for both parties. Damage to other mechanical components will only be covered if it is very obvious it was caused by the accident.
Mechanical Insurance is a type of insurance that offers coverage for various mechanical components of your car that do not occur in the case of a collision ie. normal operating conditions. See more details here.
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